Terms of Service

These Terms and Conditions written on this webpage shall manage your use of our website, Velvpay accessible at https://velvpay.com/ (the Website). By using this Website, you agree to accept all terms and conditions written in here.

Velv Technologies Limited, its subsidiaries and affiliates ("Velvpay", "we," "us," and "our"). reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms and Conditions, at any time. It is your responsibility to check these Terms and Conditions periodically for changes. Your continued use of the Web Site following the posting of changes will mean that you accept and agree to the changes. As long as you comply with these Terms and Conditions, Velvpay grants you the right to enter and use the Web Site.

Other than the content you own, under these Terms, Velvpay and/or its licensors own all the intellectual property rights and materials contained in this Website.

You are granted a limited license only for purposes of viewing the material contained on this Website.

You are specifically restricted from all of the following:

Certain areas of this Website are restricted from being accessed by you and Velvpay may further restrict access by you to any areas of this Website, at any time, in absolute discretion. Any user ID and password you may have for this Website are confidential and you must maintain confidentiality as well.

In these Terms and Conditions, “Your Content” shall mean any audio, video text, images or other material you choose to display on this Website. By displaying Your Content, you grant Velvpay a non-exclusive, worldwide irrevocable, sub licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.

Your Content must be your own and must not be invading any third-party's rights. Velvpay reserves the right to remove any of Your Content from this Website at any time without notice.

This Website is provided “as is,” with all faults and defects, and Velvpay expresses no representations or warranties, of any kind related to this Website or the materials contained on this Website. Also, nothing contained on this Website shall be interpreted as advising you.

In no event shall Velvpay , nor any of its officers, directors and employees, be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract. Velvpay , including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

You hereby indemnify to the fullest extent Velvpay from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.

If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these terms and conditions shall not affect a party’s ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of a subsequent breach.

Velvpay is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.

Velvpay is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

These Terms constitute the entire agreement between Velvpay and you in relation to your use of this Website and supersede all prior agreements and understandings.

These Terms will be governed by and interpreted in accordance with the laws of Federal Republic of Nigeria. Your use of the website may also be subject to other local, state, national or international laws.

If you have any concern or dispute about the service, you agree to first try to resolve the dispute informally be contacting the company and in the event it is not resolved you agree to submit to the non-exclusive jurisdiction of the courts located in Nigeria for the resolution of any disputes.